Make Money By Blogging

  You’re probably anticipating a lot of shopping this holiday season, and shopping these days usually involves credit cards. You might be tempted to pull out whatever card is in your wallet, but experts says it’s worth your time and money to be just as selective about the credit cards you use as with the gifts you purchase with them. What’s the best card for you hinges on your spending patterns, said Beverly Harzog, an Atlanta-based independent credit card expert and consumer advocate. Bill Hardekopf, CEO of Birmingham, Alabama-based LowCards.com, which tracks more than 1,000 credit cards, said they aren’t like the one-size-fits-all wool socks you’re planning to give to your uncle Harry. “There are rewards cards for every hobby, interest or passion you might have,” said Hardekopf, author of “The Credit Card Guidebook.” “What’s best for you may not be best for me,” he said. Both experts recommend analyzing your spending patterns from the previous year to de...